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US Federal Student Aid

U.S. FEDERAL STUDENT AID

The University of Windsor participates in the William D. Ford Federal Direct Loan (Direct Loan) Program. U.S. citizens and permanent residents of the United States who are attending the University of Windsor may qualify for the federal loan program.

A title IV Federal Student Aid eligible program must lead to an associate, bachelor's, professional, or graduate degree and be at least a two-academic-year program.

⇒ The following programs are not Direct Loan eligible programs:

  • Certificate
  • Non-degree
  • Executive Education
  • Cooperative Education
  • Nursing
  • Distance Education (even if only one of your courses is a distance course)
  • Programs with an internships/Practical component (some exceptions may apply)
  • Programs that are administered in modules
  • International Academic Exchange

US students in receipt of US Federal Student Aid are not permitted to return to the US for any portion of their studies (including internships).

Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's post-secondary education. The lender is the U.S. Department of Education (the Department) rather than a bank or other financial institution.

Direct Subsidized Loans are for students with demonstrated financial need, as determined by federal regulations. No interest is charged while you are in school at least half-time, during your grace period, and during deferment periods.

Direct Unsubsidized Loans are not based on financial need; interest is charged during all periods.

Direct PLUS Loans are low interest unsubsidized loans available to parents of dependent students or for graduate/professional degree students. PLUS loans help pay for education expenses up to the Cost of Attendance (COA) minus Estimated Financial Assistance (EFA). Interest is charged during all periods.

Note: PLUS loan borrowers cannot have an adverse credit history - a credit check will be done. If you are determined to have an adverse credit history, you may still receive a Direct PLUS Loan if you obtain an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the Direct PLUS Loan if the borrower defaults on payment.

* For additional information about Direct Loans, visit: www.direct.ed.gov/student.html

** For information about Federal Student Aid at a foreign school, visit: https://studentaid.ed.gov/sa/prepare-for-college/choosing-schools/types/international