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OSAP Disbursements & EFT

Need to Pay Tuition With OSAP - Here is how it will work!

OSAP funding for the current term is not enough to cover balance owing to UWindsor.

Fall 2017 - Electronic Confirmation of Enrolment Update!

Master Student Financial Assistance Agreement - What is it?

Student Awards & Financial Aid @ UWindsor Will Confirm Your Enrolment to OSAP

Important TO DO before OSAP will release Fall OSAP - Confirmation of Income


What is a Master Student Financial Assistance Agreement (MSFAA)?

An MSFAA is your master loan agreement that:

  • will follow you from year to year until your post-secondary studies are completed;
  • provided that you do not allow more than 2 academic years to elapse between study periods, you will only complete this form once
  • will be required to have processed before you will be able to receive your OSAP funds ELECTRONICALLY!
  • will allow you to provide your active banking information so that your OSAP funding can be deposited electronically.

    So, provided that the student completes all of their documentation requirements in advance of their study period start date (must allow at least 4 - 6 weeks), the process of paying fees and depositing the balance of OSAP funding (if applicable) into a students bank account will happen automatically.

Please review the MFSAA Fact Sheet as well as our Designated Postal Outlet Information Sheet for Windsor.

Steps to follow:

  1. Apply on-line for 2017/2018 OSAP via the OSAP website (deadlines apply!).
  2. Submit signature and declaration pages and supporting documentation (if applicable) to the Student Awards & Financial Aid Office at the University of Windsor.
  3. If this is your first time applying for OSAP, take your Master Student Financial Aid Agreement Form (MFSAA) to the Post Office WITH your valid government issued photo identification (issued in Canada) and your Social Insurance Card so that you can be authenticated.  You will also be required to bring in VALID banking information.  If you have a chequing account, bring in a void cheque.  If you have a savings account, go to your bank and obtain a statement for electronic funds transfer and they will give you a print out of your account information required so that funds can be electronically transferred into your bank account.
  4. Monitor your OSAP account status regurlarly for updates to your account.

Confirmation of Enrolment

  1. Provided that you have done all of your paperwork on time (we suggest that this be done no later than 6 weeks prior to the start of the term to allow our office sufficient time for processing) and you have submitted your MSFAA to the Post Office (who will send it to the National Student Loan Service Centre for processing so that the NSLSC can let OSAP know that this process has been completed), the Student Awards & Financial Aid Office at the University of Windsor will confirm your enrolment so that your OSAP funding can be released shortly after classes have begun.
  2. If you are studying full-time and have applied for OSAP as a full-time student, you must be registered in 80% or more of a full course load before we will be able to confirm enrolment.  If you are only registered in 60% or more of a full course load, but should be registered in 100%, there may be delays with the release of your funding.  Additional information on how this process will be handled will be available closer to September.
  3. It is important to understand the difference between full-time and part-time.  At the University of Windsor, full-time is defined as taking 80% or more of a full course load (so if a full course load is 5, 4 of 5 would equal 80% of a full course load).  Part-time is defined as taking 60% of a full course load.

For OSAP purposes, a student is considered full-time if they take 60% or more of a full course load (or 40% for students with a permanent disability).  Students MUST REMAIN full-time as defined by OSAP to maintain OSAP eligibility.  If a student drops below full-time status (as defined by OSAP), they will lose OSAP eligibility and be considered overpaid.  For additional details, please contact the Student Awards & Financial Aid Office. 

A student applying on the OSAP Full-time application who is only taking 60% of a full course load, is assessed for tuition based on 60%.  A student applying on the OSAP Full-time application who applied based ono 100% of a full course load, but is only registered in 60% of a full course load, can not be confirmed because there is a tuition fee differential.  So in this case, we will be able to confirm enrolment only when the student is registered in at least 80% or more (between 80% - 100%, students pay 100% tuition fees) or if the OSAP is reassessed to 60%.  If at a later time, the student registers in more courses, OSAP can be reassessed and the student may get additional funding.  For additional details, please contact the Student Awards & Financial Aid Office.

Paying Your Fees With OSAP

  1. One of the questions on the OSAP application refers to the ability for OSAP to redirect all or a portion of your OSAP funding to the University of Windsor to pay your fees.  This is a convenient way to have your fees paid if you are unable to pay your fees by the posted deadlines.
  2. Be sure to check that 'yes' you agree to the redirection of funds to the University of Windsor.
  3. Can you pay all of your fees through fee redirection including Residence Fees? - YES
  4. If you have applied for OSAP by the fee deadline (August 15, 2017 for 2017 Fall and December 15, 2017 for 2018 Winter only applications), the University of Windsor automatically defers your tuition fees (without penalty) if you have an OSAP assessment on file with a fall disbursement that equals or exceeds your balance owing to the University. So, you won't have to worry about the fee deadline dates.  The University will wait for OSAP to transfer the funds at the beginning of September.  Note: If OSAP does not pay your fees by September 30 because you have not completed all of the necessary paperwork in time, then interest will begin to accrue on your UWindsor account.
  5. Once your OSAP funding is available for release, we will redirect your balance owing back to the University and if there are any funds in excess, those funds will be electronically deposited into your bank account.
  6. Can all of my OSAP be redirected to the University? YES - Monitor your tuition account and do the math - if you still have a balance owing to the University after your OSAP is transferred to the University, you must pay the balance of your tuition using your own resources. 
  7. For additional information on fees and convenient payment options using on-line banking, please visit the Cashiers Office website.

What about if my fees are not covered by OSAP?

  1. ALWAYS manage your student account information via  Log in, go to 'Financial Matters', go to Account Summary.
  2. To avoid interest charges, be sure to pay the difference between your total fees owing to the University and the amount that OSAP will be issuing to you for the current term by the fee deadline dates.
  3. Worst case scenario, if your fees are not paid, interest will accrue.  BUT, if your fees are not paid before it's time to register for the next term, you will not be permitted to register until your account balance to the University is $0.
  4. Apply for the University of Windsor In-Course Bursary (Fall/Fall & Winter/Winter/Int & Summer) via  In-Course bursary assistance is general non-repayable, need-based funding designed to supplement OSAP funding and to assist students with some of their direct educational costs. 

Confirmation of Income

  1. Approximately 30 days prior to your first disbursement, you may be required to file a Confirmation of Income form on-line via the OSAP website.  You will be notified via email.
  2. The Confirmation of Income process is required to assist the Student Awards & Financial Aid Office with determining bursary eligibility.

Regular Updates!

Please be sure to log-in to the OSAP website for regular updates.If